• We look at your individual Retirment needs and provide a plan for long-term success

• Whether your retirement is fast approaching or years away, there are actions you can take now to maximize retirement when the time comes. It’s never too early or too late to start.

• Managing retirement income starts with knowing what your sources of income will be—Social Security an employer-sponsored retirement savings account—and the rules that govern each income

• When you retire, you begin to take income from your defined benefit pension or defined contribution plan. You may also take income from a Social Security account. You should learn about the payout options from each source and what each means for your personal situation.

• Once retired, you may have questions about the future — particularly about how your spouse and family will cope financially if you become disabled or die and what will happen to the assets in your estate after your death. These valid concerns underscore the importance of solid long-term planning.

• An annuity is a long-term retirement tool that can be a cornerstone of your financial security and success. It can help you protect and grow your retirement nest egg, or you can turn it into guaranteed lifetime income.

• We offer a number of products that can provide downside protection, growth potential, and guaranteed income for life.

• When it comes to your hard-earned retirement savings, does the thought of letting your money ride with the ups and downs of the stock market give you an uneasy feeling? But you don't want to miss out on the sharing in some of the potential gains? A more conservative solution, called a fixed indexed annuity (FIA) may be right for you.

• A Fixed Index Annuity gives you PROTECTION from market losses and GROWTH POTENTIAL based on a market index (like the S&P 500^®) — without the risk of actually participating in the market.

Annuitity FAQ's

• A life insurance policy provides financial protection for your family in the event of your death. You make a contract with the insurance company, which pays a certain amount of money to your family upon your death. Your policy may also include features that would allow you to access a portion of the death benefit if you experience a qualifying medical condition or illness

• Protect the lifestyle of your children, spouse or dependents in case of death

• Accumulate funds for education or retirement

• Gain flexibility to fund unexpected events, like critical illness or nursing home care

• Life insurance is a long-term contract with an insurance company that provides a death benefit. In return, periodic premiums are paid to the insurance company. It can also be used as a means of income by the cash value feature of some types of policies.

• The life insurance policy’s death benefit can fund dependents’ needs for a long time. When buying life insurance, you need to decide how much you need, how long you need it and what you can afford to pay.